Reader’s Question:

Is it possible to get very cheap car insurance for a teenage boy?

Ashton

San Antonio, TX

Male drivers, especially those under the age of 25, rarely get very cheap car insurance. This is because car insurance companies have found that male drivers often end up filing numerous costly claims. Blame it on the testosterone levels of male drivers. They are more likely to show signs of dangerous driving habits and oftentimes exhibit road rage.

While getting very cheap car insurance for a teenage boy is difficult, it is possible. You just need to follow some guaranteed ways to get that favorable car insurance rating. Firstly, before allowing the teenager to operate the car on his own, it would be best to have him take advanced driving classes. TX requires all insurance companies to apply automatic discounts of up to 10% to policyholders who elect to take the state-approved course. Secondly, the make and type of the teenager’s car plays a big role in the assessment. So be sure to have it fitted with various safety features like airbags, automatic seatbelts and the like to save on Comprehensive Insurance. Your teenager could also cash in on good student discounts if he gets to maintain a 3.0 grade point average (GPA) in school. Keeping a ticket-free driving record will also guarantee that car insurance rates do not increase abruptly. This could even translate to monetary rewards in the form of lowered rates for being a good driver.